The online life insurance
offers the contract “Puissance vie” which can act
as either a form of
life insurance or a money saving investment. Whichever way you choose
to manage your contract or contracts, there are numerous potential long
The contract offered by Assurancevie.com has three main objectives:
The Contract: Puissance Vie
contract has neither an entry nor a termination fee, however, 0.6%
of the investment performance every month of each Eurobond and
Unit-linked bond held by a client is reinvested into the management of
The clients’ personal online account allows them to arbitrate their investments freely in order to maximize their financial return. This account can be accessed online 3 working days after the contract has been confirmed.
are two Eurobond
options available to customers: Sélection Rendement and
Internet Opportunités. 487 Unit-trusts and mutual funds are
available from 84 different asset management companies (53 of which are
€500 is the minimum amount required to enter into a contract with Assurancevie.com for a period between 8 and 99 years. Once subscribed to Puissance Vie having invested at least €500, you can :
Assurancevie.com is a
subsidiary of the insurance broker JDHM VIE and is dedicated to the
distribution of online life insurance.
JDHM VIE, a SME with approximately 50 employees, grossed 146 million euro in 2010, an increase of 18% in comparison with the previous year.
The headquarters of JDHM VIE is located at 10, rue d’Uzès, 75002 Paris and is a private limited company with a share capital amounting to €200 000. The company is registered at the Paris Register of Companies (reference number 478 594 351) as well as being a listed broker at the ORIAS (reference number 07 004 394).
With over 20 years of experience, JDHM’s team of highly trained professionals and partners has played a huge role in the continued success of its subsidiary, Assurancevie.com, a role that has allowed Assurancevie.com to ensure that its customers receive one of the best quality services available in French online life assurance.
General information about Life insurance in FranceFitch recently revised the French life insurance to negative from stable. The agency believes that a portion of life insurer ratings can be downgraded during the next evaluation. Higher asset returns, especially interest rate would help insurer to rebuild margins. As a consequence the rating would be revised to stable.